Bonds and FD

Jaagrav Wealth > Investment Services > Bonds and FD

AIFs in India are classified into three categories by the Securities and Exchange Board of India (SEBI):

  • Category I AIFs: Invest in start-ups, SMEs, infrastructure, and social ventures. These funds are considered socially or economically desirable and may receive incentives or concessions from the government.​

  • Category II AIFs: Include private equity funds, debt funds, and fund of funds. These funds do not undertake leverage or borrowing other than to meet day-to-day operational requirements.​

  • Category III AIFs: Employ diverse or complex trading strategies and may use leverage through investment in listed or unlisted derivatives. Hedge funds fall under this category.

Secure Your Future with Confidence

At JaagravWealth, we offer a range of Bonds and Fixed Deposit (FD) products tailored to meet your investment needs. Whether you’re seeking regular income, capital preservation, or portfolio diversification, our curated selection ensures that your investments align with your financial goals.

Why Invest in Bonds?

Bonds are debt instruments that allow investors to lend money to issuers (such as corporations or governments) in exchange for periodic interest payments and the return of principal at maturity.

Mutual Fund Services Outcome

Bonds are debt instruments that allow investors to lend money to issuers (such as corporations or governments) in exchange for periodic interest payments and the return of principal at maturity.

Key Benefits:

  • Regular Income: Receive fixed interest payments at predetermined intervals.

  • Capital Preservation: Bonds are generally considered lower-risk investments compared to equities.​

  • Diversification: Adding bonds to your portfolio can reduce overall volatility.​

  • Variety of Options: Choose from government securities, corporate bonds, tax-free bonds, and more.

Why Choose Fixed Deposits (FDs)?

Fixed Deposits are investment instruments offered by banks and NBFCs, where you deposit a lump sum for a fixed tenure at a predetermined interest rate.

Key Benefits:

  • Guaranteed Returns: Earn a fixed interest rate, unaffected by market fluctuations.​

  • Flexible Tenures: Choose investment periods ranging from 7 days to 10 years.

  • Loan Facility: Avail loans against your FD without breaking it.​

  • Tax Benefits: Certain FDs offer tax deductions under Section 80C of the Income Tax Act.

Our Offerings

Bonds:

  • Government Bonds: Sovereign-backed securities ensuring high safety.​

  • Corporate Bonds: Issued by reputable companies, offering higher yields.

  • Tax-Free Bonds: Interest income is exempt from taxes, enhancing net returns.

Fixed Deposits:

  • Bank FDs: Offered by leading banks with assured returns.

  • Corporate FDs: Higher interest rates provided by NBFCs and corporates.​

  • Senior Citizen FDs: Additional interest rates for senior citizens.

Safety and Assurance

  • Regulatory Compliance: All offerings comply with SEBI and RBI regulations.​

  • Credit Ratings: Investments are selected based on strong credit ratings to ensure safety.​

  • Transparent Processes: Clear terms and conditions with no hidden charges.