Turn your dream of owning a home into reality.

At JaagravWealth, we simplify your journey towards home ownership by offering expert advisory and tailored home loan solutions. Whether you are buying your first home, constructing, or transferring an existing loan, we are here to guide you every step of the way.

What is a Home Loan?

A Home Loan is a secured loan provided by banks or financial institutions to help you purchase, construct, or renovate residential property.

Repayment is made through affordable EMIs over a fixed tenure, typically ranging from 5 to 30 years.

Key Features of Home Loans

• Attractive Interest Rates
  Competitive rates starting from 8.5% p.a. (varies based on profile and lender).

• Flexible Tenure
  Longer repayment periods up to 30 years.

• High Loan Amounts
  Finance up to 75%–90% of the property’s value.

• Tax Benefits

  • Under Section 80C: Deduction up to ₹1.5 lakh on principal repayment.

  • Under Section 24(b): Deduction up to ₹2 lakh on interest paid.

• Balance Transfer Facility
  Shift your existing home loan to a lower rate and save big.

Types of Home Loans We Assist With:

• Home Purchase Loan

• Home Construction Loan

• Plot Purchase + Construction Loan

• Home Extension / Renovation Loan

• Home Loan Balance Transfer

• Top-up Loans

Eligibility Criteria

• Age: 21 to 65 years

• Salaried or self-employed individuals with stable income

• Minimum income as per lender’s norms

• Good credit score (ideally 700+)

Documents Required

• Identity Proof (PAN Card, Aadhaar, Passport)

• Address Proof

• Income Proof (salary slips, bank statements, IT returns)

• Property-related documents (sale agreement, property title deeds)

Why Choose JaagravWealth?

• Compare best offers from multiple banks and NBFCs

• Expert guidance on loan structuring and EMI management

• Assistance with paperwork, approvals, and disbursals

• Personalized service with no hidden charges