Quick access to funds for all your personal and professional needs

At JaagravWealth, we assist you in finding the best personal loan solutions — helping you meet urgent financial needs without hassle. Whether it’s a wedding, travel, home renovation, medical emergency, or debt consolidation, we ensure you get fast approvals, low-interest rates, and flexible repayment options.

What is a Personal Loan?

A Personal Loan is an unsecured loan, meaning it does not require any collateral. You can use it for almost any purpose — making it one of the most flexible financing options.

Repayment is done through easy monthly installments (EMIs) over a fixed tenure.

Key Features of Personal Loans

  • Quick Disbursal
    Funds credited to your account within 24–48 hours* (conditions apply).

  • No Collateral Needed
    100% unsecured — no assets or guarantor required.

  • Flexible Tenure
    Repay in 12 to 60 months as per your convenience.

  • Attractive Interest Rates
    Starting from as low as 10.5% p.a. (varies based on profile).

  • Minimal Documentation
    Hassle-free application with basic KYC and income proof.

Common Uses of Personal Loans

  • Marriage Expenses

  • Medical Emergencies

  • Home Renovation

  • Dream Vacations

  • Education Expenses

  • Debt Consolidation

Eligibility Criteria

  • Age: 21 to 60 years

  • Steady source of income (salaried or self-employed)

  • Good credit score (preferably 700 and above)

  • Minimum monthly income: ₹15,000–₹25,000 (varies by lender)

Documents Required

  • PAN Card

  • Aadhaar Card / Passport / Voter ID (Address Proof)

  • Latest salary slips (for salaried individuals)

  • Last 6 months’ bank statement

  • ITR or Business Proof (for self-employed)

Why Apply Through JaagravWealth?

  • Multiple lender options to compare offers

  • Low processing fees and transparent terms

  • Personal advisory based on your eligibility

  • End-to-end support from application to disbursal